MiniPay Reaches Milestone as Crypto Adoption Accelerates Across Emerging Markets

The Opera-backed stablecoin wallet and payments app, MiniPay, has achieved over 15 million activated wallets – more than double its user base from the previous year. This significant growth underscores how Africa continues to serve as a key testing ground for digital currency solutions.

Rapid Expansion Across Key Markets

Launched in Nigeria in September 2023 before expanding across Kenya and other strategic African countries, MiniPay has quickly become one of the most widely adopted stablecoin payment platforms focused on emerging markets. The majority of its users reside in Africa, where demand for digital dollar savings products is particularly high.

“We don’t disclose country-level details, but our earliest markets in Sub-Saharan Africa have seen the strongest adoption,” explained Murray Spark, Senior Director of Business Development at Opera. “This reflects where we have our most engaged users – and we anticipate this geographic mix will evolve as we continue expanding globally.”

Driving Financial Inclusion Through Digital Innovation

By Q3 2025, MiniPay had already facilitated over 290 million peer-to-peer transactions valued at more than $300 million. By year-end, this figure climbed to 360 million completed transactions.

The app’s popularity stems from its ability to address critical financial needs that traditional banking systems often overlook or make prohibitively expensive – including everyday transfers, bill payments, airtime/data purchases, and merchant settlements.

Diversifying Financial Access with Tokenized Assets

Beyond stablecoins, Opera is also promoting tokenized gold products through MiniPay. Data indicates over 91% of Tether Gold (XAUT0) holders globally utilize the platform, making MiniPay the world’s largest distribution channel for this digital asset.

With plans to integrate additional local payment rails and introduce virtual cards, MiniPay is poised to deepen financial inclusion across emerging markets – offering users more seamless ways to manage their money digitally.