Ghana’s Regulus Group Expands Financial Infrastructure Across Africa

Regulus Group, a Ghanaian fintech startup founded in November 2019, is addressing critical infrastructure gaps in cross-border liquidity, investment access, and payment connectivity across emerging markets. Operating in Ghana, Nigeria, and Mauritius, Regulus combines regulated entities, operating platforms, and partner networks to create integrated financial solutions.

“As African economies continue to integrate, the supporting infrastructure has become a bottleneck that Regulus is directly addressing,” said co-founder Hitesh Makhija. The company provides institutional investors, corporations, and counterparties with access to foreign exchange brokerage and fixed income markets across Africa.

Building Payment Connectivity Across Borders

Regulus Pay serves as the payment arm of the group, facilitating remittance aggregation and settlement connectivity between global partners and African payment ecosystems. Through its Mauritius-based Sun Fintech subsidiary, Regulus is building international payment infrastructure that enables seamless cross-border transactions.

Expanding Investment Access

The Global Invest platform extends digital investment access to a wider range of investors, while the company develops regulated crowdfunding capabilities to broaden capital formation opportunities across African markets.

Addressing Key Market Gaps

African financial markets remain fragmented with limited liquidity connectivity, high payment costs, and inefficient settlement systems. Regulus addresses these challenges by providing integrated infrastructure that combines brokerage services, payment solutions, and investment access in key corridors between Africa and global financial centers.

The startup is currently raising Series A funding and has seen “good” uptake as it expands its operations. Notably, Regulus is seeking to become an International Money Transfer Operator (IMTO) through a Central Bank of Nigeria license, which would enable it to facilitate remittances from abroad more efficiently.

Currently operating in 24 African countries across 16 currencies, Regulus sees Ghana as its financial markets hub, while Nigeria represents a strategic expansion market and Mauritius supports its international payment infrastructure.